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Bexar County home insurance nonrenewals and declinations

3,412nonrenewals, Apr 2026–Jun 2026
12,950declined applications
56,861cancellations
829,705active policies, December 31, 2025

4.1 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 20261,1106,09418,361
May 20261,1932,94218,963
June 20261,1093,91419,537

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Other, insurer's action1,53130%
Condition of property: other86117%
Insurer withdrawing from the market74015%
Condition of property: roof54811%
At the policyholder's request4368.6%
Agent no longer appointed with insurer4228.3%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Claims history4,22040%
Other, insurer's action2,00619%
Location of risk1,77617%
Exposure to loss: wildfire1,28412%
Condition of property: other5575.3%
Exposure to loss: liability5144.9%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
78245San Antonio22978943,438
78254San Antonio1831,06136,543
78253San Antonio16675440,602
78109Converse16468028,257
78240San Antonio11522428,016
78233San Antonio9527321,424
78244San Antonio9225913,795
78223San Antonio8843316,675
78228San Antonio8640225,389
78247San Antonio8632023,170
78251San Antonio8532922,968
78249San Antonio8436829,543
78213San Antonio7915714,277
78252San Antonio7826112,815
78227San Antonio7714712,286
78258San Antonio7533627,867
78250San Antonio7125821,396
78210San Antonio6717010,445
78218San Antonio6512212,728
78154Schertz6124718,558
78209San Antonio5919420,601
78201San Antonio5624511,658
78217San Antonio5515115,149
78229San Antonio5510014,345
78207San Antonio54986,909
78221San Antonio5118511,159
78230San Antonio5016719,652
78216San Antonio499617,466
78260San Antonio4938317,290
78261San Antonio4828113,423
78222San Antonio471208,948
78239San Antonio4717411,418
78259San Antonio4715215,483
78232San Antonio4213319,374
78238San Antonio42949,097
78211San Antonio39746,152
78220San Antonio39745,310
78237San Antonio391166,049
78224San Antonio381506,728
78023Helotes3627812,249
78212San Antonio3617910,293
78242San Antonio34898,038
78219San Antonio31554,818
78202San Antonio27363,702
78255San Antonio271578,932
78214San Antonio241024,520
78256San Antonio2425012,617
78204San Antonio19634,876
78248San Antonio19586,700
78257San Antonio191039,986
78148Universal City171278,397
78152Saint Hedwig171453,341
78073Von Ormy161593,355
78225San Antonio16352,958
78231San Antonio15434,479
78112Elmendorf12822,504
78215San Antonio1283,833
78264San Antonio111082,579
78203San Antonio10391,699
78002Atascosa9501,289
78101Adkins8842,756
78208San Antonio6121,462
78263San Antonio5432,105
78226San Antonio3231,307
78234San Antonio351,327
78235San Antonio2241,102
78205San Antonio1121,085
78236San Antonio14942
78150Randolph Afb0051

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

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Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.