Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

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Jefferson County home insurance nonrenewals and declinations

663nonrenewals, Apr 2026–Jun 2026
3,488declined applications
4,037cancellations
109,932active policies, December 31, 2025

6.0 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 20262321,0931,357
May 20262251,0951,328
June 20262061,3001,352

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Other, insurer's action1,43776%
Insurer withdrawing from the market1477.8%
Condition of property: other633.3%
Failure to pay premiums when due603.2%
Agent no longer appointed with insurer542.9%
At the policyholder's request321.7%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Location of risk68642%
Exposure to loss: wind, hail or hurricane35922%
Claims history18912%
Other, insurer's action18411%
Exposure to loss: insurer's concentration of risk1569.5%
Condition of property: other1026.2%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
77706Beaumont10545216,369
77627Nederland8331213,538
77642Port Arthur6743813,357
77619Groves583109,622
77705Beaumont573719,984
77707Beaumont572998,277
77651Port Neches532508,631
77640Port Arthur463067,150
77713Beaumont432828,625
77708Beaumont351765,097
77703Beaumont261043,450
77701Beaumont21753,103
77629Nome59314
77702Beaumont4391,030
77622Hamshire241731
77613China114531
77655Sabine Pass010123

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Phone or email (at least one)

Free, no obligation. Prefer to shop yourself? Use TDI's HelpInsure.com for sample rates. See our privacy policy.

Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.