Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

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Nueces County home insurance nonrenewals and declinations

816nonrenewals, Apr 2026–Jun 2026
4,736declined applications
5,526cancellations
138,341active policies, December 31, 2025

5.9 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 20262221,6171,876
May 20263271,4591,731
June 20262671,6601,919

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Other, insurer's action1,48165%
Insurer withdrawing from the market27512%
Agent no longer appointed with insurer1526.6%
Condition of property: other1406.1%
Failure to pay premiums when due974.2%
At the policyholder's request632.8%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Exposure to loss: wind, hail or hurricane1,01843%
Location of risk49621%
Other, insurer's action37015%
Claims history2349.8%
Condition of property: other2259.4%
Exposure to loss: insurer's concentration of risk1546.4%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
78414Corpus Christi1621,09128,216
78415Corpus Christi10259816,376
78412Corpus Christi8560218,725
78410Corpus Christi8048911,727
78411Corpus Christi7836612,987
78413Corpus Christi7446216,437
78380Robstown371904,547
78404Corpus Christi372156,081
78416Corpus Christi36873,390
78373Port Aransas332449,247
78405Corpus Christi20722,337
78417Corpus Christi20731,584
78408Corpus Christi15692,111
78401Corpus Christi1141801
78407Corpus Christi71401
78343Bishop5401,090
78402Corpus Christi5271,123
78409Corpus Christi551647
78406Corpus Christi23141
78330Agua Dulce12186
78339Banquete11290
78351Driscoll0197

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Phone or email (at least one)

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Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.