Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

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Williamson County home insurance nonrenewals and declinations

956nonrenewals, Apr 2026–Jun 2026
5,527declined applications
19,141cancellations
302,828active policies, December 31, 2025

3.2 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 20263432,5735,996
May 20263101,2346,454
June 20263031,7206,691

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Other, insurer's action50936%
Agent no longer appointed with insurer23316%
Condition of property: roof22916%
At the policyholder's request14210%
Condition of property: other1369.6%
Insurer withdrawing from the market1077.6%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Claims history1,67035%
Exposure to loss: wildfire1,02321%
Other, insurer's action81417%
Location of risk77216%
Value of home2234.7%
Exposure to loss: liability2084.4%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
78613Cedar Park12667339,963
78664Round Rock10452527,366
78665Round Rock10051232,671
78628Georgetown9685030,221
78626Georgetown8830625,080
78681Round Rock8849124,901
78634Hutto8132326,439
78717Austin6328024,600
78642Liberty Hill5661514,219
78729Austin5210817,867
78633Georgetown3741019,095
76537Jarrell3018710,865
76574Taylor231076,956
76527Florence5651,090
76530Granger439659
78615Coupland215350
76578Thrall119444
78674Weir0242

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Phone or email (at least one)

Free, no obligation. Prefer to shop yourself? Use TDI's HelpInsure.com for sample rates. See our privacy policy.

Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.